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As a first time buyer and a veteran, I am not sure what to lookfor first: I was pre-pproved last yea

  • November 04 2012 - Alexandria
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Answers (6)

Profile picture for brivkin
Hi, I deal with a lot of first time purchasers as well as military. You need to be able to identify the general area you want to live in and then find a real estate agent that you are comfortable with. Most agents can give you a list of reputable lenders that they have worked with in order to get you preapproved for a loan. The lender should also be able to educate you regarding the lending process. This would be the amount you would qualify for, but it can also be lowered, depending on your comfort zone. You would need to get your VA Eligibility Certificate and the lender/agent team would help you with the entire process. Best of luck -- it's a great time to own a home! Bonnie
  • November 27 2012
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Find a good lender that offers VA financing as an option. Then go over your qualifications etc and see the numbers. VA is a great option especially without a downpayment, however, if you have a downpayment saved, it may not be your best option! Once you are comfortable knowing the numbers and what you can afford, then reaching out to a good real estate agent is key!
Best wishes, Jim
  • November 27 2012
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Profile picture for wreynol4
There are many great programs out there to help veterans purchase property.  I have listed a few websites beneath that maybe helpful.  Beyond that I would get in touch with a local REALTOR, I'm sure one of your friends or family could steer you in the right direction.  Good luck and thank you for your service to our country.
http://www.valoans.com/
http://www.benefits.va.gov/homeloans/



  • November 04 2012
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As Natasha is saying get a top agent that will guide you through the process. The agent usually has a couple of preferred and trusted lenders she works with which makes the process smooth. 
If you need more advice please contact me.
  • November 04 2012
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You need to get a new pre-approval letter from a lender and them choose a realtor to work with. Make sure you get a realtor who is very knowledgeable in real estate and with whom you feel comfortable. Buying a property is a process and you want to make sure it 'Clicks" with a person you trust your most important purchase. I worked with veterans before. Feel free to contact me.
  • November 04 2012
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We can take a look to see if a VA loan is your best choice....you would want to get prequalified now because yours is out of date..(.thank you
  • November 04 2012
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