Ask our community for mortgage adviceI am trying to buy my familys home but I have a fair credit score. What can I do to improve my credit score quickly. I have two loans that I pay on a monthly basis. Should I try and pay these off or is it better for me to keep paying on them monthly? One loan is $5000 and my car loan is $10000. These are my only wto debts and I do not own a credit card at the present time. Can anyone help me?February 03 2011 - Warwick0YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.