Ask our community...I am not on the mortgage loan with my spouse. But still on the title. He defaulted to get a modfication which kicked in last month. So the question is, my credit score is pexcellent - can I still get a new mortgage loan for a new house? We want to keep the current mod property as a rental. My income is over 100K, and although he is on the current mort loan, we decided to put the tax deduction on my tax return. I will be putting 20% down as well.Thank you for your help.Hope to get new house - MIDApril 05 2011 - Staten Island00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.