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I am not on the mortgage loan with my spouse. But still on the title.  He defaulted to get a modfication which kicked in last month.  So the question is, my credit score is pexcellent - can I still get a new mortgage loan for a new house?  We want to keep the current mod property as a rental.  My income is over 100K, and although he is on the current mort loan, we decided to put the tax deduction on my tax return. 

I will be putting 20% down as well.

Thank you for your help.

Hope to get new house - MID

  • April 05 2011 - Staten Island
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