At this point would a Loan Modification be better than a HARP 2.0 refinance?I meet the criteria. In the process of a Loan Mod, but it is taking forever, and WF keep giving me the run around. I am not sure if I will make out better to do the HARP 2.0 refinance or continue with the Loan Modification. Please advise.January 31 2012 - Manassas00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.