B of A last minute says no to my re-fi ( after 3months)I am in final stages with Bof A to close a refi. Now they are saying that DTI is to high because They are not considering a annuity payment that started 3/10. With that it would put me at 45% DTI. Without it they are saying its 52. Loan to value is good! Credit score mid 700's Citibank even subordinated the equity line. What gives?June 12 2010 - San Jose00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.