Being a smart buyer

Buying a home is a BIG deal, it is probably going to be the biggest investment in your life so why would you even think about buying a home and not doing your research or going into the process haphazardly? If you are serious about purchasing a home the first thing you need to do even before you start looking at locations or colors to paint the walls is talk to a lender and see how much you can actually afford comfortably. Look at your debt to income ratio along with the other factors and see if you are ready for this big commitment. Then speak with your real estate professional, find the home and once you find the one you want move with due diligence. chances are that if you like the home someone else does too and it may not be on the market long. Once you decide you like it and feel comfortable with it make the move then and there. Put the offer in. Don't dilly dally around and wait a week or two. I have seen multiple times the clients dream home going off the market because there was another buyer who was ready to buy it then and there. A home is a big investment and should be thought about long and hard before the process begins not after you find what you want.  
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November 28 2012 - Mc Kenzie
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Being pre-approved can be a big part of that as well. If you have your home financing lined up ahead of time, it can make the purchase process go a lot smoother. We have a free e-book called "Demystifying the Mortgage Process", which can be helpful for new home buyers. You can access it through my profile page website.
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November 28 2012
 
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Being a smart buyer
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November 28 2012 | 1 answers
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