Best way to handle new mortgageI have gone through mortgage brokers and dealt directly with banks, but not sure which is the best way to obtain a mortgage for a situation. I am looking at purchasing a 2nd residence in OKC because I am unable to find suitable rental property. I recently (last 90 days) refinanced my primary residence in TX (3.06% rate for 15 yrs). I have also recently financed a vehicle (immediately after refinancing). I have another mortgage from a prior marriage in my name, but being paid by ex. Even including the pmortgage the ex is supposed to pay, my expenses are still below 20% of my income. Given the my recent obtaining of credit, should I use a mortgage broker or will a normal lender not have heartache over the recent credit activity?November 05 2013 - Oklahoma City00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.