Better Rate if Father Signs?I was told that with a condo/townhome that banks aren't giving the best rate possible because the risks of these are a lot higher than a house. I have an 800 credit score. I can get a 5/1 ARM right now for 4.5% as of 2 days ago. My lender told me it's higher than what was out there because it's a townhome and not a house (More risk to bank). If my dad signed something would it allow me to get the best rate possible? Thanks in advance for advice.Â July 16 2009 - Algonquin00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.