Borrower Paid Single Premium quoted at 4.26% for 95% LTV.or should i do a piggyback 80-15-5. rate is 7% for the 2nd.also got options to split the PMI, like the FHA does. 0.93 and 0.82 i know the calculations so please tell me, what options give me the biggest bucks. i want to keep the home for 15 years, and also want tax incentives. is MI still deductible 2012 tax laws?ThanksAugust 20 2012 - US00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.