Builder's Lender Appraisal at purchase price. similar home in subdivision on sale for 100k lessABOUT:--Not using a buyer's agent (should have, but found out about them after we signed)--No RE Lawyer yet--We are using the builder's lender for a 12.5k options discount--Base price was 335K w/ about 80K options (we gave 10,000 earnest money when signing and another 30,000 because builder required anything over 40,000 options to be paid for)We're closing next Wednesday and had a purchase contract with the builder at 412K, house appraised for 413K from the lender's own appraiser. There is a similar house built in 2009 with almost the same upgrades as us that is currently selling for 295K that the appraiser did not compare to (our house has walkout basement and his does not). He compared 2 homes in subdivision (no walkout basement) and 4 homes in other parts of the city.What are our options here? Can we have our own appraisal done? Can we hire a RE Lawyer/Attorney to negotiate for us and have another appraisal run or is that something only buyer's agents do?Thank you in advance for your advice.May 16 2012 - Huntley00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.