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Answers (4)

- Nayna Bawa, "Nayna Bawa"
- Contributions:114
Fyi - This is an old thread.

- Cheryl Talbot Real Estate, "Virginia Beach Homes"
- Contributions:674
The best way to know for sure what you can and can not buy is to talk with a lender. They are the specialist in assisting buyers get the funds to buy a home. In this very difficult financial marketplace, they know the ins and outs of getting a home loan. You can start with your bank. Most banks have mortgage divisions. I would start there and see what they say. It doesn't cost you anything. It's worth a try. Thank you for your question.

- Jo Ann Richards, "richjo10"
- Contributions:1
I am here to help you
Jo Richards agent dre 00341289
phone [edited by Zillow moderator to remove phone number. Please refer to Good Neighbor Policy]
Have you contacted a lender for a pre approval?
that is the very first step
unless you intend to pay cash.
I have acess to the MLS
I notice way back in April surly someone has contacted
you before now.
Jo Richards agent dre 00341289
phone [edited by Zillow moderator to remove phone number. Please refer to Good Neighbor Policy]
Have you contacted a lender for a pre approval?
that is the very first step
unless you intend to pay cash.
I have acess to the MLS
I notice way back in April surly someone has contacted
you before now.

- wetdawgs
- Contributions:26800
The steps to take in order to purchase a house are:
a. If your credit is not good, get your credit score up to at least the mid 600s, and preferably more.
b. Save up a good down payment and house repair emergency fund.
c. Make sure you have a steady source of income.
d. Meet with a loan officer to see where you stand with purchasing power.
It takes time, years often, to be ready to buy a house.
a. If your credit is not good, get your credit score up to at least the mid 600s, and preferably more.
b. Save up a good down payment and house repair emergency fund.
c. Make sure you have a steady source of income.
d. Meet with a loan officer to see where you stand with purchasing power.
It takes time, years often, to be ready to buy a house.


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