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Now is a great time to buy if you can do it. The 1st step in determining if you are ready to buy a home is to speak with a lender in your area who can let you know what options may be available to you and get you pre-approved so you have an idea of what price range you should be looking in. It would also be a good idea to find a buyer's agent who can walk you step by step through the process and guide you along the way.
Best wishes & Happy buying!!
My opinion, yes you should buy if you have the means to. My reasoning, the interest rates currently are incredibly low.
On a 100K home @ 4% interest rate is $477 a month. Same home at 6% interest is $599. That is a difference of almost $44K in interest in a 30 year loan.
Interest rates will go up and they won't go up slowly. One day you'll wake up and they will have increased, and you've missed an opportunity you'll not see again.Also check in to first time buyer down payment assistance, many areas have this assistance and it is based on income.Good Luck!
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