Buying a home after bankruptcyMy family's debt was discharged in early fall 2012. The Ch 7 only affected our credit cards, we still have our home, which isn't underwater, and has actually gone up in value since last year. We've been in the house for many years and have never missed a payment or even been late. Our credit scores were over 800 when the economy finally caught with us and we had to file.We are now in a position where we have to sell our house and find a home in an area where the prices are significantly lower. Our work history might be a concern, though. I've been working as temporary for most of the last two years and my husband hasn't been working at all. What are our chances of getting a home loan to make the move, and who should we be talking to? I think we're in a position where we might be able to put at least 50% down on a lower cost home. Again, we've never missed a mortgage payment on our house. We also don't owe any back taxes.April 05 2013 - San Jose0YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.