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Buying a home; stay on track

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Lisa Jones, "Lisa Jonz"
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Lisa Jones, "Lisa Jonz"

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My participation in Zillow has dwindled recently because it seems that it is nearly impossible for anyone to stay on track. All the doom and gloom, Realtor (r) bashing, Realtors (r) bashing, and excessive b/s has really gotten to me. So if anyone would like to actually discuss buying a home, let me know.

August 21 2007 - US

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Till Lindemann, "Till Lindemann"
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Till Lindemann, "Till Lindemann"

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Are you asking about buying a home in general or in your area?

If you are asking about buying a home in general, I would appreciate some input.

We are pre-qualified and have credit scores >800. Since most of the homes in our area are dropping in price and inventory is still climbing, we are willing to wait for a lower price. In the mean time, aside from submitting low-ball offers, is there anything we can do to get a deal?

August 21 2007

Daniel Nesemeier, "dnesemeier"
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Daniel Nesemeier, "dnesemeier"

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The deals are out there and you should strike while the media is full of market hysteria; play it to your advantage. Sellers are seeing the same news as you. Look for value in underpriced homes compared to others in the same neighborhood. If you are planning to live in your home for several years the current blip isn't an issue.

August 22 2007

Lisa Jones, "Lisa Jonz"
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Lisa Jones, "Lisa Jonz"

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Daniel is on the mark with his response. If you see a home you like, make an offer. The most they can do is say no or begin negotiating. The deals ARE out there and there's at least one under priced home in every neighborhood. Sounds like you're doing the right things already. Keep in mind, good deals are out there no matter what the market. If you find one in a neighborhood you plan on staying in for a number of years, go for it.

August 22 2007

Till Lindemann, "Till Lindemann"
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Lisa and Daniel,

I appreciate your response, and I plan on continuing to patiently search for deals. I've placed a few bids, but we never come to agreeable terms. Interestingly, after these negotiations failed, the sellers had to drop their prices and still have not sold.

For now, should I expect my agent to continue to simply send me MLS updates, or is there anything more pro-active that can be done?

August 22 2007

David Krecker, "dave_6"
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David Krecker, "dave_6"

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Till,

I would strongly suggest and what i do for my clients is have them send me a address they spot, I then research that house in detail. Since I am both a re broker and stgate licensed appraiser I ahve more data to apply and arm you with good info to make good offers. Saves you time and hazzles.

dave@centuryside.com
www.centuryside.com

August 22 2007

Aldreth
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Prices will continue to fall. There is no market indicator pointing in the upward direction for a long time to come. You are doing the best thing you can, being patient, wait for the market to stabilize, rent until then and invest in something with a better return.

August 22 2007

Daniel Nesemeier, "dnesemeier"
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Daniel Nesemeier, "dnesemeier"

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Till,

Ask your agent to target specific subdivision names where you are interested in purchasing....let's say the Whiskey River subdivision, where the critical mass of homes is priced at $400K for a 3br, 2ba home (or whatever you are looking for). Ask him to tell you about the houses that have the two or three lowest prices, for example, one at $375K, another at $350K, and take a look at them. If it doesn't work in Whiskey River, try Wild Turkey Run, and then try Cognac Alley, and then over to Jack Daniels Chase. There will alway be one or two in any subdivision that may work for you.

You'll have a hangover at the end of your search, but you just might find something you like.

August 22 2007

Lisa Jones, "Lisa Jonz"
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Lisa Jones, "Lisa Jonz"

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You forgot So.Co. Estates but other than that, Daniel, you are on the money, once again:)

Be patient Till, it'll all work out. Be sure your agent lets you know of any price changes on houses you've already expressed an interest in.

August 22 2007

Marci Reinheimer
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LOL Daniel, those names are cracking me up. I'm surprised those aren't in TN.

August 22 2007

Daniel Nesemeier, "dnesemeier"
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I have a buddy in Georgia that used to live on Lick Skillet Road...come to think of it, that feller was hungry all the time...

August 22 2007

klarek the realist
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aldreth tells it like it is. I see nothing to indicate that the RE market in my area will improve. I just look at the numbers and talk to people, and that's what I see here.

August 22 2007

Kary L. Krismer, "Krismer"
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Kary L. Krismer, "Krismer"

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aldreth and klarek (and those on the other side saying it's time to buy, such as Daniel),

The point of this thread was to help people with the process of buying a home, not to make predictions as to whether it's a good time or not.

August 22 2007

klarek the realist
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Sorry, I just get a little too caught up with the numbers and trends. You won't believe how many people I've unintentionally upset in real life in the past two years. Then again, if they had listened to me...

August 22 2007

klarek the realist
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Oh, and I still reserve the possibility that I'll be a hypocrite and buy if I can sell my place. It would be against my own best interests and advice, but I hate moving and am tempted by the possibility I might be wrong=)

August 22 2007

Till Lindemann, "Till Lindemann"
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Daniel,

I agree with Marci - I would love to live in a neighborhood where the streets flow with booze.

Seriously, that is the exact approach we have been using. We have focused on two subdivisions and we have been bidding/watching these homes sit for 6 months. We think these homes are 10-20% overpriced and since they aren?t selling, suggesting that other buyers agree with us.

Klarek,

I am in the fortunate position where I can buy without having to sell my current home, which will be easy to rent. Since I have time, I am looking for the lowest possible prices, so I think discussions about the local AND national market are both relevant since they affect prices.

August 22 2007

Walty804
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we all know how to buy a home, thats easy. the hard part is finding the right one and not letting some glorified car sales person RE try and get you to buy the wrong one because ther're rent is due!

ps
this forum is not a place for RE's to hunt down buyers.

August 22 2007

Alan May
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Walty...
.... while I have seen many agent on this forum spamming, i think the majority are on here, just to contribute to the conversation...

... since this is a national forum, it would be unrealistic to "market yourself" to buyers and sellers (which doesn't stop the few)... but if/when you see them spamming, do what I do, and click, on "flag content" and notify zillow that they're spamming...

... they ruin it for all of us.

August 22 2007

Marci Reinheimer
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What? I can't troll for a buyer in NY? Dang it Almay, you always ruin my fun.

Sorry Lisa, getting off track.

August 22 2007

Aldreth
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10-20% overpriced.... Are you positive on that? heh

August 22 2007

Aldreth
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Personally I don't really care if people continue to buy or not. It doesn't matter how many people are on the train when it de-rails. Just more carnage and more news coverage.

August 22 2007

Daniel Nesemeier, "dnesemeier"
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Till,

Only you will know when to pull the trigger. Don't want to create a sense of urgency in you at all. You will know the right house and the right price when it comes along.

August 22 2007

Nancy Brooks-Haslam, "ROBINS AFB GEORGIA"
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Nancy Brooks-Haslam, "ROBINS AFB GEORGIA"

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Rents are trending upward and with no tax writeoffs for renting , I think this is a great time to find a good deal on a home but it depends on the location.

Nancy

August 22 2007

klarek the realist
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Not a good time to find a deal where I live. Inventory is rising fast and prices are dropping. Maybe that can dodgedly be construed as a "deal" compared to the overpriced market of 2005, but compared to 2008 I doubt it.

August 22 2007

Nancy Brooks-Haslam, "ROBINS AFB GEORGIA"
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Nancy Brooks-Haslam, "ROBINS AFB GEORGIA"

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I don't know what state/city you are in, but do not see construction materials coming down in price soon so if you weigh the pros and cons of leasing versus buying, that is probably the best scenario for you right now. Possibly
you might get a deal on a pre-foreclosure or something then if your market is
distressed and interest rates are fantastic. We have more inventory in our area than this time last year also.
Nancy

August 22 2007

klarek the realist
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I'm in Northern VA, Fairfax County. Inventory is rising quickly, and foreclosures are rampant. If I can't sell my place, I'll wait to see if the fed slashes the interest rate to control this mess, refi at a 15yr fixed, and wait it out. I'd really like to get out of it before prices get too low, but there's really no control over that now. Just have to wait and see!

August 22 2007

Daniel Nesemeier, "dnesemeier"
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Daniel Nesemeier, "dnesemeier"

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Klarek,

Go to www.nvar.com and look at year over year statistics, latest data is from July. The statistics show we are in a normal market in Fairfax County. It gets rougher the farther you are outside the Beltway. There are additional sets of statistics listed by housing type. Drill down as deep as you wish. Our current market is normal.

August 22 2007

klarek the realist
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Thanks, Dan I'll take a look at that. BTW I've had my place listed below the competition, in fact below the county's assessment value, and there's very little traffic coming in. That along with a 20% decrease in home values leaves me to believe this is not normal.

August 22 2007

Walty804
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i am not saying that agents are trying to find buyers here (although not opposed to it) but i do see threads like "whats wrong people why arent you buying"!

right now is just not a booming time for real prop. period.

if I were an agent I would consider getting into property management for a pay check and have my license for the occasional sale during these times.

also I don't mean to agent bash. I see allot of regular good old folks here but I also detect a hint of desperate for a sale agents in allot of the threads. most the regulars here seem on the up and up.

August 22 2007

Aldreth
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"Our current market is normal."

With statements like that, its pretty obvious, yea.

August 22 2007

Walty804
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or

"Time To Buy Florida"

WTF?

August 22 2007

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