Buying after foreclosure in Northern Califonia with FICO of 620 for FHA LoanI just found out that I may be able to buy agan and I got so excited. Now I am just really scared. I lost my home in 2008 and improved my credit enough to finally get some attention. But all that repair came at a cost: I don't have very much to put down as a down payment or closing costs. I fell in love with a house for $249,000 and I make in the mid sixties. I would be buying by myself. So I need the lowest down payment possible.Every house here has two bids already on it. Am I making a mistake?May 11 2013 - Oakland0YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.