Buying after foreclosure...We foreclosed 3 years and 2 months ago. We have been renting the same house since and want to buy it. We have 30% down payment, credit score of 714 and stable work history of 10 years.Due to the likelihood of interest rates going up in the next few years we only want a 30 year fixed rate option. We also do not want to pay FHA mortgage insurance, therefore FHA isn't an option either. Do we have any options? We have a personal friend with wealth who has offered to co-sign if that would help. Please advise.November 06 2013 - Goleta00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.