Buying our first home, will my husbands credit have a big affect on our interest rate?My husband and i are starting the loan approval process right now. We have less than 1000 dollars in debt together and a very substantial down payment which i feel will help us. We both have steady jobs and a good employment background as well. I have a very good credit score around 770 and my husbands is more around 680. He has some bad stuff on his credit report from before we were together almost 7 years ago. I fear that his credit will affect our interest rate and we are also in a time crunch because we need to be moved to our new city by august. January 04 2014 - North Canton00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.