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We own our house outright and are looking to move to a place with lake/mountain views. We're not interested in selling our current house before buying a new one, nor are we interested in renting our current house. We don't have a huge amount of cash to afford a 20% down payment and banks don't do bridge loans or home equity loans (for down payment purposes) anymore. Also, we're not interested in taking out a loan against my 401k.
Given these qualifications, are we relegated to a contingency offer or are there other viable, relatively low risk strategies?
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