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If you are financially able, renting your present townhome may be an option until the market turns around and you can sell. It's a great time to buy but not a good time to sell so you need to be creative. Talk to your agent and lender for imput on this matter.
Once was a time when it was common for a Buyer to go through a basic Check-List before they decided to purchase a Home or Condo. As a buyer, you would have already had a stable, long-term job; some seasoned money was sitting both, in a Savings and Checking account with your local Bank. You probably had been discussing this matter for some time now; making plansand getting your finances in order. Then it was time to make an appointment and meet with a Mortgage Lender.During this meeting, you would discuss the finer details of your finances and provide the Lender with enough information so he/she could determine what your purchase price would be so that it will not disrupt your personal financial health. Once this number was determined, your next course of actions would be to align yourself with a Real Estate Agent. This too should be a process; maybe you had already found an Agent that you felt comfortable enough to work with or you were still trying to make a decision, either way you should allow yourself time to interview and preview several different Agents before you narrow it down to just One! These are successful steps to take when you are purchasing a property, this very well may be, the largest purchase of your life, shouldn't you take the necessary precautions to protect yourself?
NOW, home buyers have not taken any of the above mentioned steps before they decide to go searching for a home or property to purchase. The reason for this, I believe, is simply due to the massive housing boom that took place beginning in 2004 which created a shift in the Home Buyers way of thinking and planning. Bad financial habits were developed and continue to plague the National Real Estate Market. A combination of events took place that helped changed the way Homebuyes made efforts to purchase a House or Property.
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For Sale: $425,200
For Sale: $234,900
For Sale: $324,900