CAN'T REFINANCE!!I own a townhome that is valued between $180,000 and $190,000; I have an ARM mortgage that comes due in Dec. that I need to refi out of (the new payments are $200 more than what I'm paying now); I don't really have any cash available to paydown the principal balance either. Is there any hope that I could refinance my loan given that the value is possibly less than what I owe??? I need direction. Thanks!November 13 2009 - Lockport00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.