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It really depends on a few things. If you are the owner and the home is in the process of a foreclosure, the home is still yours and you can sell it if you have the time. The bank you have your mortgage with has to be willing to postpone your sheriff's sale. They may do this if you can prove that you have a viable buyer. First, it must be an "arms length transactiion" meaning that the buyer has no connection to you in any way. Second, they would have to to prove that the buyer can make the purchase either with cash or has been qualified by a lender for a mortgage. Even if your lender is willing to postpone the sale and work with you to sell your home as a "short sale" you would need to make sure that there are no other liens on your property that might prevent you from selling. There are so many factors that need to be taken into consideration. You might want to consult with a local real estate agent who has handled cases like yours before to see if you qualify for any of these options.
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For Sale: $259,000
For Sale: $109,000
For Sale: $314,900