Profile picture for Joe Ma1

Calpers Home Loan

anybody know about the Calpers home loan program for california state employees? Is there any advantages?
  • August 23 2007 - US
  • 0Yes

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Answers (4)

Profile picture for Jose Reyes

PERS Purchase Home Loan Program:

Qualifications:
1. Must currently or previously participated in the Cal PERS Retirement System
2. Can be retired, inactive or currently employed by any State, County, Municipal or Legislative agency
3. Purchase of Primary Residence Only and not currently have a Cal PERS loan

Benefits to using Cal PERS Financing:
1. Competitive Interest Rates
2. Reduced Title, Lender Fees, and Mortgage Insurance Premiums
3. 103 % financing available
4. Cal PERS personal loan to aid with down payment at competitive interest rates against the your retirement without loosing any vested dollars
5. Lock rates for 90 days with two free float downs to insure you’ve got best rate!
6. Loans up to 1.6 Million
7. Hone loans made to Cal PERS employees directly support Cal PERS.

Loan Programs Available:
1. Conventional 30yr Fixed Rate, No Pre Payment Penalty
2. 3/1 7/1 10/1 Arms Available
3. I/O products Available but are Fico Based to qualify
4. FHA Government backed loans
5. Down Payment assistance programs available

To get started or to get more information please contact me:

  • June 13 2008
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Profile picture for Kpyrites

Thats alot of good information to know!

  • June 13 2008
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Yes, great info, and he must have been specifically looking for a place to share it since he responded to an 11 month old post.

  • June 13 2008
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Profile picture for Gerald_Altieri

I know allot about and I'm certified by them to offer loans, how can I help?

  • July 09 2008
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