Cam we get low rates with only one salary and 40% down payment ?I am student and my wife is making $1500 a month can we get low rates on a $160 000 with 40% down-payment .I will be working in 6 months after I graduate but we already have $60000 in cash for the down-payment Do you think we can get a loan with interest under 5%? April 20 2013 - Spokane00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.