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thank you for the replies. I was looking at houses that would have a mortgage rate of 1500 or less. my current rent is 1800. if i could get a house with a mortgage of 1500 i could pocket that 300 each month and place into savings for maintenance, rainy daysor ridding my debt. i have no way of saving right now, one paycheck goes to rent, the other goes to bills and groceries.i was thinking of getting a fixer upper but i keep reading va loans may not be eligible on the listing. would it be wise to buy a house for its lot size and then plan to later on in the years upgrade the house as long as its not over done? i.e. turn a ranch to a two story, or add more square footage?
In my situation which type of a loan should i shoot for? 15, 30, ARM, Fixed???!?!?!?
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For Sale: $482,600
For Sale: $189,900
For Sale: $285,000