Can I Freddie Mac Open Access HARP Refi from Primary to Investment?I am trying to find out if I can do this, since Wells Fargo, my servicer has said they cannot.I have a Freddie backed mortgage that I am looking to refi. I'm currently at 30 year fixed 5.375%, looking to go to a 15 year fixed. I think I'm sitting right around 90% LTV and I have no second loan. I am interested in doing HARP so I could prevent having PMI, since I don't currently have PMI on my loan.The kicker and the reason I haven't done this yet is that I am and have been shopping for a new home to purchase. I don't want to refinance my existing property as owner occupied and then my understanding is that would disqualify me from getting a new owner occupied loan (on a potential new home) for 12 months. I don't want to do that in case I do find a home I want to purchase in the next 12 months.I'm trying to find out if I would be able to refinance my current primary residence mortgage under HARP from a primary residence into an investment mortgage. I would still be residing in the home as my primary residence, but just to leave my options open for purchasing a new home.I had read that refinancing on HARP to an investment mortgage sometimes isn't that much more over an owner occupied mortgage due to HARP LLPA caps.Any advice?November 09 2011 - Las Vegas00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.