Can I buy a property just before I retire ?I currently live in Colorado and want to buy remote property with housing in Arizona or New Mexico ( 40k to 60k) for when I retire in 2014 . I am okay with a moderate fixer upper that I can do myself. I want to use my current income level (32k) so I can qualify before I have to use my social security income as a qualifier (14k). Since I won't be able to owner occupy for about 6 to 9 months until I officially retire and relocate can I still get financed ?My factors are :Chapter 7 bankruptcy dismissed April 2011No collections or past dues since bankruptcyCurrent FICO score up to 629Current income is 32KStable job history62 years of agesinglesecured debt 4K ( car )unsecured debt 0401K balance 8KNot a first time buyer ( had a home mortgage 10 years ago ) no foreclosure but late payments sold the house .Where do I go for help and is it probable that I can do this at this time ?Thanks in advance.August 03 2013 - Denver00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.