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It is possible to just have someone prepare the deed then trade the funds for the deed and get it recorded yourself at the county clerk. However since there is a structure on the property there is an increased risk of liens and potential title concerns that you may not find without an involved title search.You may want to check into options to have at least a title search and an attorney's opion of the title done. I would recommend also purchasing title insurance that is there to protect you from defects that are not found by the attorney that might appear later.If you are simply trying to avoid closing costs, you need to consider that closing costs are rather low in comparison to the cost of getting a messy title straighted out later. Your closing costs may be as little as $800- possibly more, possibly less- contact a title company and ask- how much to close with title insurance on this property for a cash deal? You won't have lender costs and the seller won't have REA costs, they may wish to pay an attorney for the written contract. It just depends on the details.if it's as is no inspections, cash deal....then a contract might be a fill in the blank form you use. As long as you realize there is risk. The agents and lawyers provide contracts that consider more complex situations and work to protect both sides from misunderstandings etc. I wouldn't recommend buying without an attorney or agent writing the contract if you are new to this kind of purchase but if you are not then you should have some expectations on the risks and your willingness to accept them before skipping that expense.I wouldn't recommend skipping either thing - a pro to handle a contract or title search/insurance.but there are people who make such purchases all the time. if it were vacant land that has never been recorded to have a house on it...the risk would be less
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