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Answers (5)
- Cindy Quinton, "Cindy Quinton"
- Contributions:1321
I just noticed the last few words for some reason. Are you in foreclosure, or looking to take over payments for someone who is?
- Caveat Emptor
- Contributions:500
even if you could, you'd be shooting yourself in the foot. bad credit means crummy rates and more restrictions. within about 4 months of trying, you can usually raise your credit score substantially and get the best rates.
- Cindy Quinton, "Cindy Quinton"
- Contributions:1321
You can also consider learning about ways to get your credit scores up at www.myfico.com , especially since you have some cash. I was able to get ours up substancially in just a few months by getting some things deleted, opening a couple of secured credit cards, and borrowing against a cd. You are very close to the 620 mark most lenders have as a starting point. Good luck!
- Karen Seeman, "Your NJ Realtor"
- Contributions:10
Hi Grant,
Since you are talking about houses at the clerk of courts, ask the clerk for a fact sheet or home buying process. They will be happy to help you.
If you are talking about tax liens, then there is usually an auction and the highest bidder wins. You bid on the going rate of interest you will pay.
Again the clerk of courts may provide you with the instructions on the bidding process and the necessary funds you'll need.
GOOD LUCK!!!!
- Sharon Lewis, "Sharon Lewis"
- Contributions:3916
Talk to a local realtor who will put you in touch with a local lender. Best of luck to you.
Can I buy with bad credit with $10,000 down
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