Can I do better?owe 124K on our home FHA home loan- want to refinance with FHA streamline. I've been given a rate today for 3.5%...with 1900 out of pocket (the lender credit is only around 1K right now) 1900 out of pocket seems very high to me. the lender claims rates changed again today and he's unable to give me a higher lender credit today.October 04 2012 - US00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.