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Thanks Jim and Joe for your responses!This is an important addition to my previous question, that I left out.I'm buying a house with conventional mortgage (not FHA or VA).Joe, can please you elaborate a little bit more on your answer?Thanks.
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In today's current lending climate- MI (mortgage insurance) is a monthly payment on a conforming mortgage where the LTV is less than 80%- I.e.- You pay principal, interest, taxes, insurance and mortgage insurance in your loan. The mortgage insurance is a monthly fee. I know on no way to finance this fee- It is a monthly payment due until your LTV is around 78%.
Conventional mortgages do not typically have upfront mortgage insurance like FHA or VA. You would just have the monthly MI indluced in your payment.
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