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Can I get a Home Loan with a 750 credit score but only being at my job for a year???

I live in WI

I have a 750 credit score. Make 65 - 75k a year. I have been in the same industry for the past 5 1/2 years. I was told that since I went from a hourly to commission that I would need 2 years.

Is there anyway that I could get a home loan after 1 year?
  • September 08 2013 - US
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Answers (4)

Commission sales needs to be documented for 2 years. Unless your prior job was commission as well and they over lap to a total of at least 2 years.
  • September 09 2013
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Profile picture for cassandraevers
My underwriter would require 2 years but we only do Govt loans-try a local credit union! They have the ability to do things larger lenders and banks do not!
  • September 09 2013
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Profile picture for user9096696
No I'm 100%. I do get a fuel allowance. But I am commission sales.
  • September 08 2013
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Is any part of your income salary or a guaranty? 
  • September 08 2013
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