Profile picture for monihall

Can I get a conventional home loan with a 580 credit score and 3 late payments in the last 12 months

  • October 08 2010 - Washington Heights
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Answers (2)

Profile picture for MoniqueU

Erick- If you go directly thru wellsfargo, they can do a 600 credit score.

There are some B-C lenders again.

equitabletrust may be in your area.

they may not have retail in your area. if not get your broker to sign up with them.
they can do a 580 with 20 % down

  • October 08 2010
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Profile picture for Erick Rodriguez
No. You are better off trying to get an FHA loan. But you'll still need a 620 on your credit and negotiate those late payments.
  • October 08 2010
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