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That score on its own will be tough to get approved with zero down.But don't let that keep you down from doing some things that mightget you approved.Get a full credit report from all 3 credit bureaus. There might be thingsthat could be corrected on your credit report in days or weeks. Sometimesa report might say you have a collection account just recently and ifyou have proof / or work it out with the agency that agrees to delete theitem once paid then your score can jump significantly.Additionally, there are VA and other programs that might help. Seeing thatyou wrote in July and hopefully had no credit issues since then your scoremost likely has risen since 7 months ago. When looking into a mortgage person be sure they are NMLS licensed as the mortgage industry has gone through new regulations and requiring some to get re certified.
Good evening. My name is Fran Harrell, Associate Broker, Realtor in the Lawton/ Fort Sill area. I will be glad to lead you in the right direction to build your credit score. There are loan programs out there with 100% financing such as VA loans and Rural Development. I can easily be reached at; [Contact info removed by moderator]
Probably not at this time. Work on getting your credit score up by paying down and paying off debt.
A credit score greater than 680 is preferred. If your credit score is below 620 you cannot have:
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For Sale: $136,000
For Sale: $175,000
For Sale: $83,000