Can I get a home loan with a credit score of 661?Can I get a home loan with a credit score of 661? My annual income is $86K and I have had a steady job for 9 years. I have a few collection accounts (hospital bills) that have been paid off at the end of 2013 and I have nothing negative with a balance on my credit report. I have a car loan of $250 a month and 2 student loans of $135 a month combined. I have 2 credit cards and maintain a very low balance of around $200. I plan to pay one of the student loans off to increase my credit score a little. I would like to seriously start looking March 2015. August 21 2014 - Joliet00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.