Can I get a loan?Short/sweet,I have a 740+ FICO,35k to put down on no more than a 130k home,no debt other than current rent/utilities,but only 8mths. at a 36k a yr. state gov't. job and no/low W-2's for the last 4 yrs due to layoff/parental illness.Can I get a mortgage at a good rate from a reputable lender?I don't want to damage my credit by applying for a loan I can't get.1st time homebuyer if that matters anymore.Thanks,DN in NC.October 19 2012 - Cary00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.