Can I get approved while having a Tax Lein if the LTV is great enough to cover the lein?I have found a bank approved short sale near by listed for $37,000. The estimated home value is $78,000. I have two tax liens, one federal and one state, totaling $20,000. Would it be possible to get a mortgage for the $37k plus an additional $20k to pay off the tax liens. Even at $57k the LTV would be 73%. My credit score is around 650 and I would want an FHA loan. I've done some research and found that the IRS doesn't demand first lien position on mortgages, yet finding a lender who will give you a loan is difficult. It seems that if the LTV stays low enough, even borrowing additional money to pay the liens, that there shouldn't be a problem. Anyone have experience doing this type of thing? Any Lenders in Tulsa, OK willing to work something out?May 27 - Broken Arrow0YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.