Can I modify my line of credit? the value of my house is 80k less than what I owe?I owe 280k to my first mortgage and 100k to line of credit the value of my house as of today is 300k how do I work this out? April 01 2009 - Duarte00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.