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Rates are the lowest they have been in YEARS!!! and FHA Loans are Federally Insured.
1. Hire a Realtor. 2. Apply for an FHA Loan. 3. ONLY IF THE LENDER AND REALTOR RECOMMEND CREDIT COUNSELLING SHOULD YOU DO THAT-- IT CAN SOMETIMES MAKE YOUR CREDIT WORSE!
P.S., Don't buy a home now with high risk interest rates. Get your credit fixed in the next couple of months then finance with a good rate. You will be able to buy a much nicer home with a smaller payment. Good Luck.
Other than the old credit card issues I had some medical bills hit my credit earlier this year. I guess they're the main problem?
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For Sale: $799,900
For Sale: $1,200,000
For Sale: $124,900