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My yearly salary has comission which shows that I am qualified for the monthly mortgage being 31% of my income. However with my monthly income it doesn't show that. Can I still qualify for FHA?
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Hey ClayI'm saying that my yearly salary shows that I can make enough money monthly to pay my mortgage, because its less than 31%. However, if you look at my monthly income it shows otherwise. Why? Well because I make quarterly commissions and have a base salary.thanks,jennifer
If you are saying your income for the last 2 years includes salary and commission and your debt ratio is 31% based on that, then you will qualify as long as your total debt ratio is inline. Are you saying your last paystub in Dec does not reflect the total income, only salary portion?
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