Can I qualify for a mortgage loan after foreclosure and bankruptcy?A few years ago we received bad financial advise from a broker. This resulted to two foreclosures. The first house was foreclosed on 11/08 and the other on 7/09. Later we filed for bankruptcy chapter 7 and discharged on 01/09. Since then we have been renting and saving money. We have good jobs and we have been rebuilding our credit. My wife and I have average 685-695 FICO score with the 3 credit companies. We have been wanting to own again. How soon can we qualify for a loan? Do some companies pre-approve with large downpayment? Or are able to qualify people who have both foreclosure and bankruptcy? I heard its 2 years for FHA home loans. but I'm a bit confused with the 3 years on foreclosure since the two homes that were foreclosure was discharged on the bankruptcy. Please advise.November 01 2011 - Dublin11YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.