Can I qualify for home loan and use my husband's income?My husband and I both filed for bankruptcy and it was discharged in 2008. The mortgage on our first home was discharged in the bankruptcy. My name was not on the mortgage just on the deed. The house is going to be sold in a short sale. We would like to apply for another home loan for a more "affordable home" Can I apply for the loan and use his income as basis for repayment? He makes about 3 times more than me annually. My credit is better than his. How long till we can apply together?January 24 2014 - US00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.