Can I refinance FreddieMac Loan serviced by ChaseI have a town home in Florida which I owned since 2007 with a mortgage rate of 6.5%. Later I had to relocate and it became an investment property (I pay appox $600 out of my pocket every month since the rental income doesnt meet the mortgage + HOA obligations. And the home is underwater with an LTV of 140%Now I am considering refinancing - I have an option to refinance in HARP 2.0 with two options1) Relocate to Florida - establish residency in my home and refinance as owner occupied property2) Refinance as a rental property.What will be typical APR rate difference between these two options? What else would a lender be expecting me to establish residency at Florida other than Driving License, utility bills and employer confirming my address?Please advice.December 02 2012 - US00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.