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Lender rating
Since January 2009
Lender rating
Since January 2009
Lender rating
Since January 2009
Lender rating
Since January 2009
"Can you tell me why Wells Fargo (not the easiest to work with) denied you for a modification? Did you give them your financials over the phone? This is typically what we see why Loan Modifications are not successful when the homeowner is speaking directly with their lenders."
Beware of Romans bearing gifts! This is very pointed speech with the "close" coming soon!
"I would recommend that you speak with a Loan Modification Specialist (Larry Jacobson won't allow me to mention companies), but obviously if you purchased a 600k house, you're smart enough to figure it out."
Larry does not make the rules, Zillow does, to protect consumers from "fly-by-night" rip off artists that may try to cease on an opportunity. Do you know anyone like that? Also note that Larry has been through a vetting process on Zillow whereas other McManufactured "experts" have not.
"Also, I wouldn't put to much faith into a responder to your particular situation that doesn't have much experience in today's market, and is only out there trying to get their name out in the mortgage business."
"Hello pot ... meet kettle. And you are doing what again? People are not as dumb as you think they are, I suggest you rethink your strategy!"
Hi Duke:
Can you tell me why Wells Fargo (not the easiest to work with) denied you for a modification? Did you give them your financials over the phone? This is typically what we see why Loan Modifications are not successful when the homeowner is speaking directly with their lenders.
Just as you had to qualify for your original loan, the same can be said about a modification. There are rules, guidelines and formulas to be considered. You can think of the process as the same as obtaining the original mortgage.
I would recommend that you speak with a Loan Modification Specialist (Larry Jacobson won't allow me to mention companies), but obviously if you purchased a 600k house, you're smart enough to figure it out.
Also, I wouldn't put to much faith into a responder to your particular situation that doesn't have much experience in today's market, and is only out there trying to get their name out in the mortgage business.
Thanks!
Lender rating
Since October 2009
consequences to the action but you need to do what is right for you and your family.
Featured Rates are based on state rates for 5/1 ARM loans and are valid for the date shown, but they may change without notice. They are for consumers with a credit rating of 720 or higher and a 20% or higher down payment. Rate, terms, pre-paid finance charges, and APR may vary based on factors such as creditworthiness of the applicant(s), self employment status of the applicant(s), condo or townhouse structure, loan amount, and geographic location of the property.
If a lender does not offer a national rate, a state rate may be shown next to the lender's name. For example, 'Bank name (CA)'.
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Can I refinance my interest only loan?
dukedova
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Calduke
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