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Bought a house in 08, 30 yr fixed loan at 6% for $151,800. Current value according to Cyberhomes.com is $124,000. Credit scores are 790 and 720. Would like to refinance to a lower interest rate, not to cash out. Is this possible? If not then what are my options to obtain a lower interest rate or monthly payment?
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only if your current loan is an FHA type . . . you could then be able to do a streamline refinance loan w/no apprarisal . .. if the loan is conventional then unfortunately the answer is no . . .
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