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Can I refince with the same Mortgage Company?

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April 16 2009 - Springfield
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Yes you can but it may not always be in your best interest. Compare rates from other lenders. If your credit is good you may get a better deal elsewhere so a little bit of research may save you a lot of money in the long run. There are websites that can compare rates, places like lendingtree.com. If your credit score is low or you have a hardship of some kind you can consider loan modification and that does have to be with your current lender.
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April 16 2009
Not necessarily Dave, EMC does not refi their own mortgages.  They refer everyone to Chase I believe.
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April 16 2009
Yes, you can. It is best to shop and compare the rate and closing costs your present lender is offering
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April 16 2009
Most of the time yes.  Call them up and ask them.
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April 16 2009
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Yes.  I'm in the process of refinancing with my mortgage company now.
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April 16 2009
 
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