Can I use my wifes income to apply for a mortgage without having her name on the mortgage?I am Currently in the army and will be getting out in 1.5 years. My current fico score is a 647. When I get out I plan on buying a home but my income will only be about 16k/year from my gi bill. My wife makes about 38k/year but has a score in the 550's. should I try to buy before I get out of the army? my current salary is about 55k/year. THANKSMarch 29 2012 - Fairbanks00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.