Can I use the two homes I own outright as collateral for a loan?I have good credit. However, verifying my income is tricky, because I am self-employed. I own two houses outright. Can I use them as collateral for a personal, home equity, home improvement, or debt consolidation loan? If so, is a credit union my best bet?July 17 2012 - Clinton Township00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.