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Can a seasonal agriculture employee qualify for a mortgage?

My husband drives a truck for a farm coop. They hire him on every year in March and lay him off in December so he doesn't continual employment, but he makes enough to support our family while I stay home with our child. We live debt free and have excellent credit (last time I checked it was 788). I've been told by family that it would be a waste to even try to apply for a mortgage because of my husband's seasonal job. Do you know if banks would give someone like him a mortgage, or if there are any programs that help people who work in agriculture qualify?

Thanks!
  • September 27 2012 - US
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Answers (3)

He should be able to qualify with a two year history of the seasonal employment.
  • September 28 2012
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Greetings,

The good news is that ,yes. If such income is regular and expected to continue it can help you qualify under many loan programs.

Thanks!!
  • September 27 2012
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Profile picture for Outer Banks N C
You will never know by asking here. Go see a loan officer or lender and ask. It costs nothing to do that.

Tim
  • September 27 2012
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