Can a seller require you to fill out a loan application just to make an offer on a home?My wife and I have been looking for a new home. We've been through the home buying process three times so we're not exactly newbies to the process. However, we've run into a situation recently that I'm really curious about. We found a house we love and wanted to make an offer. Sounds simple enough right? Well, the seller is a company - not an individual who ever lived in the home. The seller (company) bought the home, made a nice round of updates to the home and put it back on the market for a higher price. What's strange is that this company also does home loans, and they are requiring us to fill out (entirely) a loan application, despite the fact that we have been fully pre-qualified and have already made arrangements for a loan with our lender of choice. Just to be clear - to even have our offer for the home considered, they want:a. Paystubs covering a 30 day period. If paid monthly must supply at least 2 paystubs.b. 2010, 2011, and 2012 for both W-2's and Personal Tax Returns.c. If self-employed, Business Tax Returns for 2010, 2011, and 2012.d. If you haven't filed for 2012 for either Personal or Business, then proof of extension.e. Documentation of Assets - Most recent bank statements covering 60 days for all funds used to close.And this is all to just make an offer, before we even know if we'll be buying the house! We already went through all this with the lender we plan to carry our mortgage with on whatever the next house we purchase is, but they don't care and still require all this to even entertain an offer. Is it just me or does this seem rather shady?I'm wondering if this is even legal. Does anyone have more experience or information on this that they can enlighten me with?September 05 2013 - US00YesReport a ProblemProblemSelect oneOffensive contentIrrelevant contentSpam (pure self-promotion)OtherDetailsYour emailPlease enter a valid email address.Submit CancelContent flaggedWe will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.We're sorry. This service is temporarily unavailable. Please come back later and try again.