Prefer to talk in person? Find a mortgage specialist on Zillow
Profile picture for capt99ws6

Can anyone help me refinance my manufactured home in PA?

I currently have a FHA loan with a 5.5% interest rate. I was wondering if it is possible to refinance my loan to get a lower payment.

Thanks,
-Ryan
  • June 11 2014 - Schnecksville
  • 0
    0Yes

  • Report a Problem

    Please enter a valid email address.

    Content flagged

    We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

    We're sorry. This service is temporarily unavailable. Please come back later and try again.

Be a Good Neighbor. Be respectful and on-topic. No spam or self-promotion! See our Good Neighbor Policy.

Answers (5)

If you already have an FHA loan and you have not been late on your payments you should be eligible for an FHA streamline refinance.  We can assist with manufactured homes as well as regular stick built homes.  Please feel free to reach out of I can be of assistance in any way.
  • June 24 2014
  • 0Yes

  • Report a Problem

    Please enter a valid email address.

    Content flagged

    We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

    We're sorry. This service is temporarily unavailable. Please come back later and try again.

We finance manufactured homes and have specialized in them for years.  We most likely could get your rate down to a 4.125% or so on a manufactured refinance.  We do not charge any lender fees and work hard to get our clients loans closed quickly.  Contact me through my profile and we can go over all of your options.
  • June 19 2014
  • 0Yes

  • Report a Problem

    Please enter a valid email address.

    Content flagged

    We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

    We're sorry. This service is temporarily unavailable. Please come back later and try again.

Ryan
I might be able to help.  Please contact me through my profile.
Ed Fallon
  • June 12 2014
  • 0Yes

  • Report a Problem

    Please enter a valid email address.

    Content flagged

    We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

    We're sorry. This service is temporarily unavailable. Please come back later and try again.

Profile picture for edgroussman
I can close FHA streamlines on manufactured homes without an appraisal. Please contact me through my profile.

Ed
  • June 11 2014
  • 0Yes

  • Report a Problem

    Please enter a valid email address.

    Content flagged

    We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

    We're sorry. This service is temporarily unavailable. Please come back later and try again.

What are the details?  Here are my guidelines:

Manufactured Home:
• Conforming Loan amounts Only;
• Primary Residence
• No single wide
• Fixed Rate only; 30,25 20 year term only
• Subordinate financing not allowed
• If located in a flood zone, loan is not eligible
• Cannot be physically more than 20 years old
• 1 unit only(not a pud/condo)
• Refer to Manufactured home section for complete requirements
• Endorsement required (loan must already be insured)
• 2075 Drive by appraisal required when processing without an appraisal
• > 10 acres not eligible
  • June 11 2014
  • 0Yes

  • Report a Problem

    Please enter a valid email address.

    Content flagged

    We will review this content. Thanks for helping make the site more useful to everyone. To learn more, read Zillow's Good Neighbor Policy.

    We're sorry. This service is temporarily unavailable. Please come back later and try again.